Debit & ATM Cards
Credit Union Card Center, in partnership with First Data/Star, one of the largest card processors in the nation, offers the debit card product. The debit card product, branded with a Visa or MasterCard logo, functions like a credit card except the purchase amount is deducted from your member's share draft or share account. Members can use the debit card in place of a check at any merchant location where Visa or MasterCard are accepted, increasing convenience to your member while providing a revenue stream for the credit union.

ATM Processing
Credit Union Card Center, in partnership with First Data/Star, offers ATM terminal driving, monitoring, dial-up processing, surcharge processing and more. With an ATM card, your members may obtain cash, perform balance inquiries and transfer balances at thousands of ATM locations worldwide displaying the Plus or Cirrus logos.  Additionally, Credit Union Card Center provides connectivity to many of the major regional ATM networks. Credit Union Card Center offers ATM driving services for major ATM brands, including Diebold, NCR, Triton, etc.

Credit Union Card Center Offers:

• Online/Real-time Authorizations - this is a direct connection to your credit union's data processing system to provide real-time access to balance information for ATM and/or point-of-sale (POS) transactions.
• Batch - Positive Balance File Authorizations - this is a cost-effective alternative to real-time authorizations. A file is transmitted reflecting the balances to be used for cardholder authorizations once a day.